The Basics of Social Security
By Matthew Theal, CFP®
For most people, Social Security will serve as the backbone of their retirement, making up most (if not all) of their guaranteed income.
How to Retire at 50
By Matthew Theal, CFP®
The number one reason our clients give for wanting to retire is freedom. No more getting up early. No more pointless meetings. No more being yelled at by a boss you can’t stand. When you retire, you become free from the day-to-day grind of the rat race in America.
Should I Move from Southern California to Nevada When I Retire?
By Matthew Theal, CFP®
As our clients get ready to retire, one of the common questions we receive is “Should I move out of California?”
New Year’s Resolutions: 5 Steps Toward Financial Well-Being
It’s a new year, and that means new resolutions. Like many people, you may have made financial well-being one of your resolutions for 2019, but how do you go about achieving it? We’ve included five easy-to-implement steps to help increase your financial health and meet 2020 with confidence.
Can I Fund My Retirement by Selling My Business?
A recent survey found that 72% of all small businesses do not have a succession plan in place!
This means there are lots of business owners with no plan as to who will run their business when they retire or become incapable of running it themselves.
RPA Gift Guide—Wife Edition
By the RPA Wealth Management Team
Last Friday we published the first-ever RPA Wealth Management gift guide. It was so popular that we decided that the wives of RPA needed to publish one as well!
The RPA Holiday Gift Guide
By the RPA Wealth Management Team
As we approach the holidays, we decided to take a pause on the financial topics and instead roll out the very first ever RPA holiday gift guide!
The idea behind the guide is to share your advisors’ favorite gifts to give this holiday season. We hope that we can give you some ideas for those tough-to-shop-for people in your life.
Year-End Tax Saving Strategies
By Matthew Theal, CFP®
As the year winds to a close, we thought it would be beneficial to take a look at some strategies you can implement right now that could give you tremendous tax savings in April.
Different Volatility, Same Advice: 6 Tips for Weathering Market Drops
By Matthew Theal, CFP®
October, as is usually the case historically, was a rough month for stock markets across the world. The S&P 500 declined a little over 9% at its worst point.
Who knows what the real reason is? Rising interest rates? Maybe. Concerns regarding the election? Plausible. The point is nobody knows.
But for some reason, whenever stock markets start to drop, people freak out. After 10-plus years in the industry, it baffles me to this day.
Creating a Killer Budgeting Strategy
By Matthew Theal, CFP®
I’ll be honest with you; traditional budgeting does not work.
It’s way too difficult and meticulous to go through your spending every month. After a while, it becomes so tedious that you just give up and go back to your old spending habits. In all my years as a financial planner, I have never seen a client successfully follow an itemized budget.
Luckily, I have developed a much simpler strategy that works wonders for most of my clients and me.