The one thing we find in common with most of our transitioning retiree clients is that they hate their job. I think it’s mostly burnout or retirementitis (similar to senioritis from high school). Most of the time it has to do with the fact that they have been working the same job for the past 20-plus years!

This dislike for their current position leads people to retire sometime in their early to mid-60s.

The problem with retiring that early is, when retired, most people will have a fixed income (meaning a paycheck you can count on) from one source, Social Security. Outside of a Social Security check, when retired, most people rely on their retirement accounts and savings to make ends meet.

The unfortunate part about relying on retirement accounts and savings to get by in retirement is that eventually, most people will start to significantly draw down their assets, which could lead to the possibility of running out of money in their late 70s or early 80s.

We’ve found, as studies confirm, that working a part-time job in retirement (fewer than 20 hours a week) can significantly prolong one’s assets—and bring happiness and fulfillment—in early retirement.

So let’s say you think part-time work is a good idea. What should you do? Here are some ideas:

  • Drive for Uber or Lyft: This is my absolute favorite side job for retirees right now. Living in Los Angeles, my wife and I are huge users of Lyft and Uber, and our preferred driver profile is a recently retired driver.
    There are quite a few reasons that this job is an attractive option: You get to create your hours, you’ll meet interesting people, and the money is pretty good!
  • Be a Walmart greeter: When I say Walmart greeter, I don’t particularly mean working as a greeter at Walmart. What I mean is working at a retail store that sells something you enjoy.
    Love camping? Work for REI. What about hunting? Try Bass Pro shop. Love shopping at Macy’s? Apply for a job there!
    It’s gratifying to be working on something you like while surrounding yourself with like-minded people. The added benefit to a retail job is that if you work full-time hours, you can most likely get health benefits if you have not yet reached Medicare age.
  • Become a consultant: One popular option for highly skilled workers is consulting, either for the company they used to work for or for a competitor. The pay can be extremely high. I have clients who make as much as they did before retirement while working half the time.
    The best part is the flexibility that comes with consulting. Don’t feel like working for a few months? Then don’t book a job!
  • Start teaching: Another job that many highly skilled workers do is teach at a college or trade school. This option is excellent if your profession requires further education or certification.
    Examples of professionals who teaching can be ideal for are nurses, doctors, pharmacists, auto mechanics, financial advisors, teachers, and engineers.
  • Embrace your inner entrepreneur: If none of these strikes your fancy, then maybe it’s time to make money on your passion. Starting a blog or a small business can be a great way to earn extra coin in retirement.
    The difficulty is that a paycheck may be hard to come by, and you may have to commit some of your savings before your business gets off the ground.


If you are contemplating early retirement (before 68), then you may want to consider part-time work. It can be a great way to stay motivated, try something new, and replace some of the lost income from your full-time job.

Tell us, how do you feel about working during retirement?