Frequently Asked Questions
Q: How can I set up a free consultation with an investment advisor?
A: Please have a date and time in mind and email email@example.com or call us at 909-296-7977.
Q: What should I expect during the financial planning process?
A: Here is the 5 step approach we will take to develop your plan:
- Establish your goals and gather your data
- Analyze and evaluate your financial status
- Develop your plan and evaluate your alternatives
- Implement the plan
- Monitor your plan and make changes as needed
Q: How is RPA Wealth Management compensated?
A: We are a fee-based investment advisory firm. Our compensation is derived from financial planning fees and investment management fees. The Investment management fees are calculated as an annual percentage of the assets we manage on your behalf. The fees, paid quarterly, are set at an annualized rate. Financial planning fees are calculated based on complexity of your plan.
Q: Do you guarantee a rate of return for my investments?
A: No, it is illegal for an investment advisory firm to guarantee returns. That said, we devote a substantial amount of time to researching the best investment strategies that will help you meet your goals.
Q: Who has access to my money when I hire you to manage it?
A: RPA Wealth Management never has physical possession or access to withdraw your money. Client assets are held at Charles Schwab in an account registered in your name and social security number, or a tax identification number for trust accounts. We never take physical custody or possession of client assets.
Q: How can I confirm RPA Wealth Management is a registered investment advisor?
A: Please follow the link to the website for the SEC. http://www.adviserinfo.sec.gov/IAPD/Firm/168581
Q: Who is the typical client of RPA Wealth Management?
A: Our clients come from all ages and background, though the majority of our clients are in the final years of the “accumulation” stage of their life and are transitioning into the “protection” stage. They are usually 45-70 years old and are starting to think hard about retirement goals. Many of our clients are working professionals, business executives and small business owners. In total, our clients are successful people who recognize the benefit of having professional financial guidance.
Q: My question is not on the list above. How do I get an answer?
A: Please email firstname.lastname@example.org or call us at 909-296-7977.